Will they have to sell their home to pay for care?
Many people worry that they will have to sell their home to pay for social care.
In some situations, their home won’t be taken into account in the means test.
There are a few circumstances where this applies:
If they need short-term or temporary care in a care home, their home won’t be in the means test.
If their care home is permanent, it won’t be counted if it’s still occupied by:
- their partner or former partner, unless they are estranged from them
- their estranged or divorced partner IF they are also a lone parent
- a relative who is aged 60 or over
- a relative who is disabled
- a child of theirs aged under 18
If their property is going to be included in the permanent care home means test, the council must ignore it for the first 12 weeks of their care.
This is to give them space to decide what to do with their property and paying fees, for example whether to enter into a deferred payment agreement with the council.
They will likely qualify for help with fees from the council for the 12 week period if their other capital assets are under £23,250.